You can never be sure what the market will do at any moment, except change. A disciplined approach to investing that includes broad diversification to manage risk can help you achieve your financial objectives.
Many investment vehicles, such as annuities and individual retirement accounts, offer tax-deferred earnings. Because the earnings accumulate tax deferred, your money has the potential to grow faster than would a currently taxable vehicle.
Qualified plans, such as a 401(k) or the fully insured 412(e)(3) plans, adhere to IRS regulations regarding eligibility, employer contributions, employee withdrawals, and withdrawal tax consequences. A company must also meet strict federal rules for nondiscrimination to ensure that the plan benefits all eligible employees.
This material is intended for general public use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.